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Affordability

One of the Lowest Tuition Rates in Higher Education

SUNY FMCC is committed to offering high quality education at an affordable price. We strive to be transparent in providing you with the estimated costs of attendance (tuition and fees) to assist you and your family with college financial planning. Do not hesitate to contact us if you have any questions especially with navigating the financial aid process.

ESTIMATED COST OF ATTENDANCE

The following is an overview of the estimated cost of attendance per semester for 2023-2024. Please see the Tuition & Fee Schedule provided below for further details, and contact the Bursar’s Office at This email address is being protected from spambots. You need JavaScript enabled to view it. or call (518) 736-3622 x8601 if you have any questions.

Full-Time Commuter
(New York State Residents)

$2,688

12-Credit Or More Tuition

$1,026

Fees

$3,714

Total, Per Semester (Estimate)

Part-Time Commuter
(New York State Residents)

$672

3-Credit Tuition

$249

Fees

$921

Total, Per Class

Intl./Out-Of-State*
(Full Time)

$2,988

Tuition

$1,176

Fees

$4,164

TOTAL, PER SEMESTER ***

College While
in High School **

$225

3-CREDIT TUITION

$0

Fees

$225

Total, Per Class

* Estimated cost includes a $2,592 Futures Matter Scholarship for International and Out-of-State students. Room and Board costs are not included.
** Taking Classes in High School or BOCES.
*** International Student Health Insurance add $515

Full Tuition & Fee Schedule
SUNY Net Price Calculator

  • $2,978 IS THE AVERAGE AMOUNT OF GRANTS OR SCHOLARSHIPS PER SEMESTER FULL-TIME NEW STUDENTS RECEIVE. LOOK ABOVE AND DO THE MATH!

  • 78% OF NEW STUDENTS RECEIVE FINANCIAL AID OR SCHOLARSHIPS WHICH IS MONEY THAT DOESN’T HAVE TO BE PAID BACK.

    Paying For College

    There are a variety of ways to help you pay for college as shown below. Most students receive a generous amount of financial aid and/or scholarships which covers all or a significant portion of college costs. For students who may not qualify for financial aid, FMCC is still a great value.

    Any remaining charges owed can be paid online, by mail, or in-person using a credit card, check, cash, or money order. Please pay by the deadline to avoid any late fees. Payment plan options are available.

    • SCHOLARSHIPS
      A gift that does not need to be paid back

    • FEDERAL & STATE GRANTS
      A financial award that does not need to be paid back

    • FEDERAL WORK STUDY
      Help pay for college expenses with a part-time job on campus

    • LOANS
      Money you borrow that you pay back with interest

    • MILITARY & VETERANS BENEFITS
      You served our country, now let us serve you with your entitled aid and benefits

    • TUITION REIMBURSEMENT BY YOUR EMPLOYER
      Many companies provide a variety of benefits to employees to assist with education and skill attainment

    • CERTIFICATE OF RESIDENCE
      In order to qualify for reduced in-state tuition, students from counties outside of Fulton and Montgomery must submit this each year while enrolled at SUNY FMCC.

    • DIRECT PAYMENT & PAYMENT PLANS
      Pay your bill online through MyFMCC student portal

    • QUESTIONS? Contact the Bursar’s Office by This email address is being protected from spambots. You need JavaScript enabled to view it. or phone (518) 736-FMCC x8601

    Buying Your Books

    You can purchase your books at the Raider Trader College Store on-campus or by visiting https://www.bkstr.com/fultonmontgomeryccstore/home.

    To cover the cost of your books and school supplies, you may be able to defer the cost of your books against your anticipated financial aid if you have a credit on your Tuition & Fees account from your award package or certified student loan(s). The Raider Trader College Store is notified automatically of Book Deferral information for students who meet these qualifications prior to the book deferral period. This information is updated weekly through the book deferral period.

    Book Deferral PDF

    Follett Equitable Access PDF

    Refunds

    When refunds of tuition charges are due as in the case of withdrawal or canceled classes, the Bursar’s Office will refund any amount due to the student. Refunds are processed 3-4 weeks after the start of the semester.

    Students may be eligible to receive a refund from financial aid that occurs throughout each semester. A refund occurs when payments and credits on a student account exceed tuition, fees and other charges for a semester. The preferred method for receiving refunds is through direct deposit to the student’s checking account by the Bursar’s office.

    Refunds PDF

    Paying Online through MYFMCC

    Log into your student account at http://myfm.fmcc.edu/. You can also access Self Service through MYFMCC on the main webpage. If you have not received your student account login information, please contact the Registrar’s office at This email address is being protected from spambots. You need JavaScript enabled to view it..

    Essential Info - Winter and Spring 2024 PDF

    FMCC Payment Plan Options Wi-Sp24 PDF

    Certificate of Residency

    Fulton and Montgomery County residents do not need to submit a Certificate of Residence to the Bursar’s Office, however, they are required to verify their address on the student self-service portal (MYFMCC) each academic semester. In order to qualify, you must prove you have lived in New York state for 12 months prior to registration and in the same county for at least six months. If you lived in more than one county in the past six months, you will need certificates from each county.

    For New York State students who live outside Fulton and Montgomery Counties, you are required to submit a notarized Certificate of Residence from your home county’s treasury office. This is required to qualify for reduced in-state tuition and needs to be completed each year you are enrolled at SUNY FMCC.

    IRS Form 1098-T

    The 1098-T is a record of the financial information reported by FMCC to the Internal Revenue Service (IRS) on a student’s behalf as required by the Taxpayer Relief Act of 1997. The 1098-T is informational only and is mailed to the student’s home address by January 31st. The student must have a valid Social Security number on file. Please note, FMCC cannot provide tax advice. Students and/or parents should seek the advice of a tax preparer for specific questions concerning the 1098-T and tax return preparation.

    IRS Form 1098T PDF

    FINANCIAL AID & SCHOLARSHIPS

    The Financial Aid Office at FMCC is here to help you plan for and navigate the financial aid application process, from the start of your college search through graduation. Not only will we help you understand the process, but we will identify and maximize everything you qualify for. Feel free to ask questions and seek our advice.

    • Determine your eligibility for federal grant aid including Pell as well as work study and loans.
    • Determine your eligibility for state grant aid including Tuition Assistance Program (TAP) and Aid for Part-time Study (APTS).
    • Determine your eligibility for the “Free Tuition” New York State Scholarship program.
    • The VA Education benefits program provides financial assistance and other support for veterans and qualified family members.
    • The Military Tuition Assistance program is available to Active-Duty, National Guard, and Reserve service members who want to pursue higher education in their off-duty time.
    • Over $200,000 available in institutional scholarships from generous donors in the community.
    Learn More

    Financial Aid & Literacy Tools

    SUNY FMCC has several online and on-campus financial support programs to empower students for a lifetime of financial success. These programs are designed to provide college students with the knowledge and skills to make smart decisions about money, such as managing student debts, savings, and investments.

    SUNY Smart Track

    The interactive financial aid literacy tools can assist students to achieve smart money management skills. Courses and modules cover topics that include budgeting, credit cards, identity theft, paying for college, banking, debt, working in college, and savings.

    More Info

    MoneySmart Financial Coaching

    Offers personal finance tools, resources, and customized advice to help participants manage their money and plan for future success. This coaching program is a free service and open to any student on campus.
    More Info
    Additional Resources

    SUNY FMCC’s Financial Literacy Program assists students with financial planning through 4 interactive modules including Measuring My Financial Health, Me & My Money, Show Me the Money, and My Financial Future.

    Read more

    So What's Next?

    Contact us and see what the FMCC Difference can do for you.

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